Last updated: September 17, 2026
1. Identification of the Site Operator
Website: https://highriskautoguide.com/
Operated by: Francesc Xavier Torres
Tax ID (NIF): 47993725Q
Registered address: Madrid, Spain
Contact email: admin@highriskautoguide.com
2. Purpose of the Site
High Risk Auto Guide (the «Site») publishes general informational content about auto insurance options, requirements, and considerations for high-risk drivers in the United States.
3. Informational Purpose Only – No Professional Advice
The content on this Site is provided for general informational purposes only. It does not constitute insurance, legal, financial, or professional advice, and should not be relied upon as such. Insurance products, rates, and eligibility vary by state, provider, and individual circumstances. Always verify information with a licensed insurance agent, broker, or provider before making any decision.
4. Intellectual Property
Unless otherwise indicated, all content on this Site — including text, graphics, logos, and design — is owned by or licensed to the Site operator and is protected by applicable intellectual property laws. Reproduction, distribution, or modification of this content without prior written consent is prohibited.
5. Advertising and Third-Party Links
This Site displays advertising served by Google AdSense and may contain links to third-party websites. The Site operator is not responsible for the content, accuracy, or practices of any linked third-party site.
6. Limitation of Liability
The Site operator makes reasonable efforts to keep content accurate and up to date but does not guarantee its completeness, accuracy, or applicability to any individual situation. Use of this Site and reliance on its content is at your own risk. The Site operator is not liable for any direct, indirect, or consequential damages arising from the use of this Site.
7. Applicable Law and Jurisdiction
This Legal Notice is governed by Spanish law. Any dispute arising from the use of this Site shall be submitted to the courts of Madrid, Spain.
8. Privacy and Cookies
For information on how this Site collects and uses personal data, see our Privacy Policy and Cookies Policy.