DUI Insurance

A DUI conviction changes your car insurance in three ways. Your insurer may raise your premium sharply or decline to renew, your state may require an SR-22 or FR-44 filing, and the effect on your rate can last for years. Names for the offense differ by state, and our guide DUI vs DWI vs OVI explains why that matters when insurers read your record.Most readers want three numbers. How much will my insurance go up? How Much Does Insurance Go Up After a DUI? breaks it down. How long will it last? How Long Does a DUI Affect Insurance Rates? covers the timeline. Where is it cheapest? Cheapest Insurance After a DUI explains why every ranking you find online gives a different answer, and DUI Insurance Cost by State compares five states side by side.If this is not a first offense, read Car Insurance After a Second DUI. If an ignition interlock device is part of your sentence, Ignition Interlock Device Insurance covers how it interacts with your policy and your filing. State-specific pages are available for California, Texas and Ohio.We cite the state agencies and published rate studies behind each number and flag where they disagree. Your actual price depends on your state, your driving record, your age and the company you apply with, so use these guides to understand the range and the process, then get quotes from licensed agents. Nothing here is legal or insurance advice.

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