This table puts the main requirements from our state guides side by side: which form each state uses, how long the filing lasts, and the minimum liability limits. Every row links to the full guide, which names the official source, shows the date it was read and flags where sources disagree. Compiled on October 20, 2026 from the guides as published.
Requirements at a glance
| State | Form used | How long | Minimum liability limits | Guide |
|---|---|---|---|---|
| Arizona | SR-22 | 3 years (MVD) | 25/50/15 | Read |
| California | SR-22 | 3 years (DMV) | 30/60/15 (raised from 15/30/5 on Jan 1, 2025) | Read |
| Florida | FR-44 after a DUI; SR-22 for other cases | 3 years | FR-44: 100/300/50. SR-22 cases: 10/20/10 | Read |
| Georgia | SR-22A (DDS can accept an SR-22 marked paid in full) | 3 years from conviction (second no-proof conviction) | 25/50/25. After a DUI, higher limits under SB 121 | Read |
| Illinois | SR-22 | 3 years per comparison sites, not confirmed on an official page | 25/50/20 | Read |
| Michigan | Proof of financial responsibility certified by the insurer (no official page we read uses the term SR-22) | No period stated officially. Commercial sources say 3 years | Default 250/500/10. Drivers can choose 50/100/10 after signing an acknowledgment form | Read |
| New York | No SR-22. Uses the NY insurance identification card and electronic insurer reporting | Not applicable | 25/50 injury (50/100 for death), 10 property damage | Read |
| North Carolina | No SR-22 by name. Uses the DL-123 form | No standard period stated by NCDMV | 50/100/50 for policies issued or renewed after July 1, 2025 | Read |
| Ohio | SR-22 | 1 year from the suspension if it began on or after April 9, 2025. 3 years if earlier | 25/50/25 | Read |
| Pennsylvania | No SR-22 found on PennDOT pages | Not applicable | 15/30/5 | Read |
| Texas | SR-22 (filed with DPS) | 2 years from the conviction | 30/60/25 | Read |
| Virginia | FR-44 for DUI-type convictions; SR-22 for other cases | 3 years | Base 50/100/25. FR-44 is double the base, but DMV does not print the dollar amounts | Read |
| Washington | SR-22 | 3 years from the date you can reinstate (DOL) | 25/50/10 | Read |
How to read this table
States that use SR-22: Arizona, California, Illinois, Ohio, Texas, Washington. States that use FR-44 for DUI cases: Florida and Virginia. States with a different mechanism or no SR-22 on official pages: Georgia (SR-22A), Michigan, New York, North Carolina (DL-123) and Pennsylvania.
Rules change, and some official pages do not state a period or fee. Where we could not confirm a figure on an official page, the row says so instead of filling the gap. For the exact wording, dates and source links, open the state guide. If your state is not listed, start with What Is SR-22 Insurance and SR-22 vs. FR-44, then confirm with your state motor vehicle agency.
High Risk Auto Guide is not a licensed insurance agency. This page is educational. Confirm the details that apply to your case with your state agency or your own insurer.